This option is familiar and easy for users. It works by sending a one-time code to your mobile phone via text message, which you then enter to access your account. SMS-based 2FA is the most widely used type of 2FA. In this post, we’ll examine the two most popular MFA options today (SMS 2FA and TOTP 2FA), their relative security levels, and strategies for increasing user adoption. SMS 2FA (which uses one-time passcodes), for example, are less secure but more widely adopted by consumers, while phishing-resistant options like hardware keys or device-tied biometrics are more secure but less adopted. Multi-factor authentication (MFA) is a crucial solution for this problem, but it can be difficult to determine which options are the most secure and user-friendly for a particular application. Hackers have stolen over 555 million passwords since just 2017, which is why security professionals now view passwords as “pre-breached” when designing identity and access management policies. It's better to try to do that from another browser session because we can return back to previous authentication method if something will go wrong.With the staggering number of data breaches in recent years – 45% of US companies alone suffered a breach in 2021 – it’s become clear that traditional passwords alone are no longer a sufficient form of security for preventing account takeovers.
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